Welcome to Ownline Technologies Private Limited!
The www.ownline.in is owned and operated by Ownline Technologies Private Limited.CIN: U74999KA2021PTC150671
Address: #74, 3rd Floor, Mass Complex, 15th Cross Road, JP Nagar 3rd Phase, Bangalore – 560078
Eligibility and Assent to Terms
The following Terms and Conditions for the ownline.in website, services made available through Ownline APP operated by Ownline Technologies Private Limited, from the website or via a third party (“Software”), or other technology or services made available, collectively called (“ownlineservices.com”). This is a binding legal contract between you - an individual of at least 18 years of age or a single entity (“You” or, collectively, “Subscriber”), and ownline.in regarding your use of the ownline.in’s Service (“Terms”).
This would also acknowledge that you have read, understood, and agreed on the terms, including any future modifications. If you do not agree to these terms, please immediately end your use of the ownline.in system.
If you are using or opening an account with ownline.in on behalf of a company, entity, or organization (collectively, a “subscribing organization”) then you the subscriber and the subscriber organization are to abide by the terms set forth. By clicking the “I agree” button or by downloading, installing or otherwise using any portion of the ownline.in, you agree to and sign in to be bound by these terms, are at least 18 years of age and have not been previously abolished from the ownline.in service.
1. MODIFICATION
We reserve the right, at our caution, to alter these Terms on a case-to-case basis. Please check these Terms, it will periodically be known in the updated versions. In the rare case of a change to these Terms materially modifies your rights or obligations, you will be required to accept such modified terms in order to continue to use the Service. Material modifications are effective upon your acceptance of such the modified Terms. Immaterial modifications are effective upon publication. For the avoidance of doubt, disputes arising under these Terms will be resolved in accordance with these Terms in effect at the time the dispute arose.
2. PRIVACY
To understand our practices, please review our Privacy Notice, which also governs your use of ownline.in.
3. FEES AND PAYMENT
a. Some portions of the Ownline Technologies private limited may have fees associated with them (each, a “Paid Service”). It is upto the Subscriber to review and accept the fees that you will be charged before using a Paid Service. We may change fees for any portion of the Ownline Technologies Private Limited, as we deem fit. Unless otherwise stated, we quote all fees in Rupees (₹).
b. You are solely responsible for paying all fees and applicable taxes associated with your Ownline Technologies private limited account in a timely manner with a valid payment method. By electing to purchase or otherwise use a Paid Service, you allow Ownline or its third-party payment processors to charge the credit card or other payment method identified by you (“Payment Method), which you represent and warrant that you may use, all applicable fees for that Paid Service, including all applicable taxes. For purchases of one time Paid Services (i.e., not subscriptions), we will bill your Payment Method for that Paid Service on the date that you make the purchase. Ownline.in is a subscription service.
c. Purchases of subscriptions for Ownline’s Paid Services: Your "Subscription Billing Date” is the date when you purchase your first subscription to a Paid Service. Your Payment Method will be charged right on the Subscription Billing Date, will all applicable fees for the next month or year. Our subscription dictates that a Paid Service that you purchase after your Subscription Billing Date is established will show your Payment Method based on a pro-rata amount of the subscription fee. This will consider the number of days between the purchase date and the Subscription Billing Date in question. This will then be charged as per the full periodic subscription fee for the next month or year, as necessary, on each Subscription Billing Date thereafter (or on the last day of the calendar month, if the last day of the calendar month occurs before the Subscription Billing Date for that month).
d. For any subscription to Ownline’s Paid Service, that subscription will continue unless and until you cancel your subscription, or we end it. You must cancel your subscription before it renews to avoid billing of the next period's (i.e., month’s or year’s) subscription fees to your Payment Method. We will bill the periodic subscription fee to the Payment Method you provide to us during registration (or to a different Payment Method if you change your account information).
e. You acknowledge and agree that any credit card and related billing and payment information that you provide to Ownline may be shared by Ownline with companies who work on Ownline behalf, such as payment processors or credit agencies, solely for the purpose of checking credit, effecting payment to Ownline and servicing your account. The terms of your payment will be based on your chosen Payment Method and may be determined by agreements between you and the financial institution providing such Payment Method. Do check with your bank and credit card issuers for details. If your Payment Method for any Paid Service fails or your account is past due, (i) you agree to pay all amounts due on your Ownline account upon demand, (ii) Ownline may collect fees owed using other collection mechanisms (this includes charging other payment methods of file with us) and (iii) Ownline reserves the right to either suspend or terminate your access to one or more Ownline Technologies private limited's or your account with Ownline . Upon any such termination, you will remain obligated to pay all outstanding fees and charges relating to your account and your use of the Ownline Technologies private limited before termination.
4. DIGITAL MILLENNIUM COPYRIGHT ACT
It is Ownline policy to respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act. For more information, please go to Ownline 's DMCA Notification Guidelines, and we will promptly terminate without notice any User's access to our Service if that User is determined by Ownline to be a “repeat infringer.” A repeat infringer is a User who has been notified by us of infringing activity violations more than twice or who has had a User Submission, or any other user-submitted content removed from the Ownline Technologies private limited more than twice. “User Submission” as used in these Terms means the upload and distribution of authorized digital content by a User of the Ownline Technologies private limited.
5. PERMISSION TO USE Ownline Technologies private limited
a. Subject to your agreement with the terms and conditions set out in these Terms, Ownline hereby grants you a personal, limited, non-exclusive, non-transferable, freely revocable license to: (i) use the Ownline Technologies private limited to view, use and access User Submissions and other content made available via the Ownline Technologies private limited; (ii) participate in any other programs, services, or features of the Ownline Technologies private limited now or hereafter made available by Ownline including uploading of your User Submissions; (iii) download and install Software on the mobile device for which the Software was created to exercise the rights granted in Sections 6(i) and 6(ii); and (iv) implement any API made available by Ownline solely in accordance with that API’s documentation. Your use of the Ownline Technologies private limited must be for personal, non-commercial use only, except (A) Users that are commercial entities may use the Ownline Technologies private limited to make their User Submissions available on the Ownline Technologies private limited as contemplated in these Terms or to integrate the Ownline Technologies private limited with the User’s website; and (B) Users may participate in programs made available by Ownline to receive financial remuneration related to their User Submissions. To avoid doubt, you are not entitled to any compensation from Ownline for any User Submissions for any reason unless otherwise specifically agreed in writing by Ownline .
b. You agree not to use or start any automated or programmed system, including but not limited to “bots”, “robots,” “spiders,” and “offline readers,” that accesses the Ownline Technologies private limited in a manner that sends more request messages to the Ownline Technologies private limited in a given period of time than humanly reasonable, by using a conventional web browser or otherwise use the Ownline Technologies private limited to collect or harvest any personally identifiable information or any data regarding activities on or usage of the Ownline Site.
c. You also agree that for any API made available by Ownline : (i) Ownline makes no representations or warranties whatsoever regarding any API or any quality of service available via any API; (ii) Ownline may restrict usage limits; (iii) you will not modify any content accessed via that API; (iv) Ownline may terminate or deprecate any service or functionality available via an API at any time without notice or liability; and (v) use of some APIs may require obtaining an API key from Ownline and Ownline may disable any key at any time without notice or liability.
d. Ownline reserves all rights not expressly granted in these Terms. You acknowledge that Ownline may automatically issue upgraded versions of the software and systems comprising the Ownline Technologies private limited and, accordingly, may upgrade the version of the Ownline Technologies private limited that you are using. Ownline reserves the right to exercise whatever lawful means it deems necessary to prevent unauthorized use of the Ownline Technologies private limited, including technological barriers, IP mapping, and directly contacting your Internet Service Provider (ISP) regarding such unauthorized use.
6. USER SUBMISSIONS
a. By uploading User Submissions to the Ownline Technologies private limited, you hereby grant to Ownline a worldwide, non-exclusive, transferable, assignable, fully paid-up, royalty-free, license to host, transfer, display, perform, reproduce, distribute, and otherwise exploit your User Submissions, in any media forms or formats, and through any media channels, now known or hereafter devised, including without limitation, RSS feeds, embeddable functionality, and syndication arrangements in order to distribute, promote or advertise your User Submissions through the Ownline Technologies private limited. This license includes the right for Ownline to convert your User Submissions to Ownline ’s proprietary format, or such other file formats as may be used by Ownline and to display and make your User Submissions available, in whole or in part (including excerpts), on the Ownline Technologies private limited in association with other User Submissions, content or advertising. Subject to the license granted to other Users below, the license granted by you to Ownline in this paragraph terminates as to a specific User Submission once you remove or delete such User Submission from the Ownline Technologies private limited.
b. Users may have the option of specifying access settings for User Submissions. If you select access settings for your User Submissions, by uploading User Submissions to the Ownline Technologies private limited, you hereby grant to each User that is authorized to access your User Submissions a non-exclusive license to access and use your User Submissions under the terms selected by you. If you did not specify access settings for your User Submissions, you hereby grant to each User that is authorized to access your User Submissions a non-exclusive, perpetual, irrevocable, license to access and use such User Submission through the Ownline Technologies private limited, and to use, reproduce, publish, prepare derivative works of, display and perform those User Submissions as enabled by the functionality of the Ownline Technologies private limited. The foregoing license granted by you is modified to reflect your preferences, or terminated, as to a specific User Submission, once you modify the access settings or any other such options pertaining such User Submission or remove or delete such User Submission from the Ownline Technologies private limited. The foregoing is subject to the right of Users who have downloaded a User Submission to retain the downloaded or printed copy or copies. Such User will retain any rights originally granted upon that download of the User Submission. Please be aware that while Ownline uses commercially reasonable efforts to respect the access settings specified by you, Ownline does not guarantee any confidentiality or privacy with respect to any User Submission.
c. You are solely responsible for all your User Submissions and you recognize and affirm that the Ownline Technologies private limited is merely providing you the means to make available your User Submissions. We deem you responsible for what you submitted under User Submission on our platform or app. By uploading your User Submissions, you affirm, represent, and warrant that: (1) you are the creator and owner of or have the licenses, rights, consents, and permissions to use and to allow Ownline and Ownline's Users to use and distribute your User Submissions as necessary to exercise the licenses granted by you in this section and in the manner contemplated by Ownline and these Terms; (2) your User Submissions do not and will not: (i) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right or (ii) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person; and (ii) your User Submissions do not contain any viruses, adware, spyware, worms, or other malicious code or any content or file that provides a method to access to potentially infringing content outside of the Ownline Technologies private limited. Violators of these third-party rights may be subject to criminal and civil liability. Ownline reserves all rights and remedies against any Users who violate these Terms.
d. Although Ownline has no obligation to screen, edit, or monitor any User Submissions, Ownline reserves the right, and has absolute discretion, to remove, screen, edit, or disable any User Submission and for any reason without notice.
e. Further, you understand that when using the Ownline Technologies private limited you will be exposed to User Submissions from a variety of sources, and that Ownline is not responsible for the accuracy, content, usefulness, or intellectual property rights of or relating to such User Submissions. User Submissions that are inaccurate, indecent, offensive, or objectionable may get penalized. Ownline does not endorse any User Submissions or any opinion, recommendation or advice expressed in any User Submission, and Ownline expressly disclaims all liability in connection with User Submissions. If notified by a User or a content owner of a User Submission that allegedly does not conform to these Terms, Ownline may investigate the allegation and determine in its sole discretion whether to remove the User Submission, which it reserves the right to do at any time and without notice. For clarity, Ownline does not permit copyright infringing activities on the Ownline Technologies private limited.
7. PROMOTION OF DOCUMENT
a. Ownline may provide you the opportunity to promote your User Submissions (“Promoted Documents''). A “Promotion” is a User Submission consisting of information about a Promoted Document created in part by you and in part by automated means. Each Promotion consists of, but is not limited to, a title, body text, and a thumbnail. The thumbnail is automatically created from the Promoted Document. The title and body text is entered by you. Ownline reserves the right to change how Promotions are created without notice.
b. Your Promotion will instantly be placed based upon the targeting parameters and maximum auction bid price specified by you, but Ownline does not make any representation, warranty, or other commitment of any kind regarding Promotions, including placement or bid price. If you wish to promote a User Submission with an adult theme, you must use the targeting options to limit the availability of that Promotion to persons who are at least 18 years of age.
c. In addition to the representations and warranties you make above with respect to your Promoted Documents as User Submissions, you also represent and warrant with respect to each of your Promotions that:
i. your Promotions adhere to community standards of decency and good taste
ii. all statements contained in your Promotions are true, accurate and non-misleading;
iii. you will disclose clearly and conspicuously that you have been paid or provided benefits with your Promotions and Promoted Documents if that is the case;
iv. your Promotions and Promoted Documents do not include any personally identifiable information of third parties without such party’s permission;
v. neither the title nor body text in any Promotion contain a URL unless otherwise requested;
vi. the title and body text in your Promotions accurately describe or indicate the content in the Promoted Document;
vii. your Promotions do not contain content that infringes upon the rights of any third party, including its copyrights, trademarks, privacy, or publicity rights;
viii. the title and body text in your Promotions do not reference Ownline and do not utilize any logos or trademarks of Ownline ;
ix. the title and body text in your Promotions do not contain false, misleading, fraudulent, deceptive, inaccurate or unsubstantiated claims;
x. your Promotions comply with any and all codes, laws, and regulations regarding advertising or promotion in your locality;
xi. your Promotions do not insult, threaten or harass any person; and
xii. your Promotions do not contain: (A) offensive, profane, obscene, vulgar or inappropriate language, including language describing in a negative way or attacking persons (either as a group or individually) on the basis of their race, nationality, religion, gender, or sexual orientation or any other hate speech or terroristic speech; (B) obscene, defamatory or libelous content; (C) unlawful content, including content that encourages unlawful activity; (D) sexually explicit or sexually suggestive content, including pornographic material, “adult friend finders” or dating sites with a sexual emphasis, “adult” toys or sexually explicit videos; or (E) advertisements for any of the following: alcoholic beverages, contests, raffles, or sweepstakes (please obtain written permission from Ownline before promoting contents, raffles, or sweepstakes on Ownline ), firearms (including “bb” guns and paintball guns) or related products, including ammunition for such firearms, gambling websites, including online casinos and sports “books”, surveillance equipment, including “spy” cameras and “bugging” devices, tobacco products, or weapons of any kind.
d. Ownline may reject, refuse to publish, or remove from the Ownline Technologies private limited any Promotion or Promoted Document at any time for any reason, including failure to comply with these Terms or if, in Ownline ’s sole discretion, Ownline determines that the business model, business practice, or service promoted by the Promotion or the Promoted Document is inappropriate or contrary to the letter or spirit of these Terms. Such prohibited business practices include chain letters, fraudulent or bad-faith “get-rich-quick” or “work from home” schemes, fraudulent or bad-faith web-based colleges or universities, fraudulent or misleading subscription services, pharmaceutical products, pyramid schemes, and sites that install malware, spyware or other software on users’ computers without their permission.
8. INTEGRATED SERVICES AND LINKED SITES
Ownline may provide tools through the Ownline Technologies private limited that enable you to export information to Integrated Services, including through features that allow you to link your Ownline account with an account on the Integrated Service, such as Facebook or Twitter, or through implementation of third party buttons (such as “like” or “share” buttons). By using these tools, you agree that we may transfer that information to the applicable Integrated Service. In addition, the Ownline Technologies private limited may include links or references to other web sites or services solely as a convenience to Users (“Linked Sites”). Ownline does not endorse any such Integrated Services or Linked Sites or the information, materials, products, or services contained on or accessible through any of them. Such third-party sites and services are not under Ownline ’s control, and Ownline is not responsible for their use of exported information. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Ownline Technologies private limited are also solely between you and such advertiser. Access and use of Integrated Services and Linked Sites, including the information, materials, products, and services on or available through them, is solely at your own risk.
9. SUBSCRIPTION PACKAGE BENEFITS
We will offer a range of different subscription packages to suit our Users. Subscription packages and the individual compensation plan may vary according to the level of the individual subscription package. We publish details of the current Subscription packages available on our website. We reserve the right to change the benefits that apply to ownline.in Subscription packages without prior notice. Please always follow and see the latest information, updates and changes concerning the packages and the subscription on the website.
If there are any changes in these Terms regarding the Subscription packages, then there are no changes backwards regarding the benefits, compensations or in the subscription packages you already have received. Ownline.in will provide you with different levels of individual packages and Subscription packages: As an ownline.in User, you will receive a wide range of benefits. Please ensure that you carefully inform, familiarize and keep yourself fully updated with any restrictions and changes that may apply to your Subscription package.
10. Ownline.in COMPENSATION PLAN
(1) The ownline.in compensation plan (commission, bonuses and benefits) and the requirements contained are also explicitly part of the Client agreement. The Client must comply with the provisions in the current version of this document.
(2) By applying to ownline.in, the clients assent that they have read and understood the compensation plan and accept these documents as a direct component of this agreement.
(3) ownline.in shall be entitled to change the compensation plan at any time. ownline.in will announce amendments within a reasonable period. The Client has the right to object to the amendment. In case of an objection we entitled the Client to terminate the contract at the date of entry into force of the modification. In case he/she does not terminate the contract, the Client expressly accepts the modification.
11. COMPLIANCE WITH TAX OBLIGATIONS
You are responsible for paying any governmental taxes imposed on your use of ownline.in, including sales, use, or value added taxes to the tax and/or other authorities in your jurisdiction. If requested, you will promptly furnish to ownline.in the applicable receipts or certificates regarding such remittances as soon as reasonably practicable. To the extent that ownline.in is obligated to collect such taxes, ownline.in will charge and add the applicable to your billing account.
12. RISK NOTICE
You should carefully assess whether your financial situation and tolerance for risk and private situation is suitable for entering this market of digital publishing. Please be rational and do not use money you cannot afford to lose. You should be aware that no refund or reimbursement is possible, and no private or public insurance company will indemnify you for losses. If you have any concerns, please obtain advice from a qualified financial advisor and find advice and recommendation.
There may be additional risks that we have not foreseen or identified in our Terms of Use. It is your responsibility to always comply with your own local, national or state laws that relate to these situations. ownline.in informs you that past performance does not guarantee you future success, so you need to consider several factors to build up a strong strategy. Any data, prices, news, opinions, researches, analyses and/or any other information contained on the site is provided as general market commentary and does not constitute any concrete and direct advice in how anyone should or should not make any decisions in the market from any of the publications that are provided at or through our site. ownline.in will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information and with all service provided by and offered by ownline.in. The company makes absolutely no guarantee about the future value of ownline.in. You accept that all participation at ownline.in is at your sole option, discretion and risk.
Forward-looking statements may be included in this side. They may include statements made as to future operations, costs, capital expenditures, cash flow, improvements in infrastructure, distribution and replenishment systems and operating efficiencies, sales and earnings estimates or trends and expansion plans and projections. These forward-looking statements are based on our current expectations. known and unknown internal and external risks and uncertainties may cause the actual results to be materially different from those expressed in or implied by the forward-looking statements The information contained within press releases issued by Ownline should not be deemed accurate or current except as of the date the release was posted.
To the extent any information therein is forward-looking, it is intended to fit within the safe harbour for forward-looking statements and is subject to material risk. Any user should be advised to verify these statements, by third-party financial information.
13. REFUND POLICY
Any fees charged to your account are non-refundable except as expressly stated in these Terms. You agree to submit any dispute regarding any charge to your account in writing to ownline.in within thirty (30) days of the charge, otherwise that dispute will be waived, and the charge will be final and not subject to challenge. Refunds (if any) made pursuant to a dispute, are at the discretion of ownline.in. Subscription can be cancelled without stating any reason. When you cancel a subscription with us, you will continue to receive your subscription benefits until the end of the current billing period. If you want to cancel a subscription you have with us, just contact us and we will help you. Email your refund or subscription cancellation request to Support@ownline.in. Please include the words “Refund Request” or “Subscription Cancellation Request” in the subject line of your email.
Ownline.in is a yearly subscription service. If we've done something that has caused you to be unable to access your Account, please let us know and we'll try to fix it. If we can't fix it, you may be eligible for a refund.
You are responsible for paying any governmental taxes imposed on your use of the ownline.in Services, including sales, use, or value added taxes. If requested, you will promptly furnish to ownline.in the applicable receipts or certificates regarding such remittances as soon as reasonably practicable. To the extent that ownline.in is obligated to collect such taxes, ownline.in will charge your Payment Method or otherwise add the applicable to your billing account.
14. USERS GENERALLY
1). As a condition of your access to and use of the Sites or Services, you agree that you will comply with all applicable laws and regulations when using the Sites or Services.
2). You agree to use the Sites or Services solely for your own private and internal purposes. You agree that (a) you will not copy, reproduce, download, re-publish, sell, distribute or resell any Services or any information, text, images, graphics, video clips, sound, directories, files, databases or listings, etc available on or through the Sites (the “Site Content”), and (b) you will not copy, reproduce, download, compile or otherwise use any Site Content for the purposes of operating a business that competes with ownline.in, or otherwise commercially exploiting the Site Content. Systematic retrieval of Site Content from the Sites to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from ownline.in is prohibited. Use of any content or materials on the Sites for any purpose not expressly permitted in the Terms is prohibited.
3). You must read ownline.in Privacy Policy which governs the protection and use of personal information about Users in the possession of ownline.in and our affiliates. You accept the terms of the Privacy Policy and agree to the use of the personal information about you in accordance with the Privacy Policy.
4). ownline.in may allow Users to access to content, products or services offered by third parties through hyperlinks (in the form of word link, banners, channels or otherwise), API or otherwise to such third parties' websites. You are cautioned to read such websites' terms and conditions and/or privacy policies before using the Sites. You acknowledge that ownline.in has no control over such third parties' websites, does not monitor such websites, and shall not be responsible or liable to anyone for such websites, or any content, products or services made available on such web sites.
5). You agree not to undertake any action to undermine the integrity of the computer systems or networks of ownline.in and/or any other User nor to gain unauthorized access to such computer systems or networks.
6). You agree not to undertake any action which may undermine the integrity of the ownline.in feedback system, such as leaving positive feedback for yourself using secondary User IDs or through third parties or by leaving unsubstantiated negative feedback for another User.
7). By posting or displaying any information, content or material (“User Content”) on the Sites or providing any User Content to ownline.in or our representative(s), you grant an irrevocable, perpetual, worldwide, royalty-free, and sub-licensable (through multiple tiers) license to ownline.in to display, transmit, distribute, reproduce, publish, duplicate, adapt, modify, translate, create derivative works, and otherwise use any or all of the User Content in any form, media, or technology now known or not currently known in any manner and for any purpose which may be beneficial to the operation of the Sites, the provision of any Services and/or the business of the User. You confirm and warrant to ownline.in that you have all the rights, power and authority necessary to grant the above license.
15. USER ACCOUNTS
Your ownline.in Account and Site
If you create an account or site with ownline.in, you are responsible for maintaining the security of your account and site, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the site. You must not describe or assign keywords to your site in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and ownline.in may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause ownline.in to be positioned for possible liability. You must immediately notify ownline.in of any unauthorized uses of your site, your account or any other breaches of security. ownline.in will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.
All information provided to us by you, either upon application for an Account, subsequently or in connection with your Account (including, but not limited to, name, surname, date of birth, place of residence, email address and telephone number) is complete, accurate, current and not misleading and that you will inform us immediately if there is any change to such information.
When you use the ownline.in Service to upload, download, or purchase content or any products, services, or information from ownline.in you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device, and you agree to accept responsibility for all activities that occur under your account or password. You agree that the information you provide to ownline.in on registration and at all other times will be true, accurate, current, and complete. You also agree that you will ensure that this information is kept accurate and up-to-date at all times. If you have reason to believe that your account is no longer secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of your account ID, password, or any credit, debit or charge card number, if applicable), then you must immediately notify the ownline.in Service. Your use of any account with an Integrated Service is subject to any terms, conditions, and. You are solely liable for the losses incurred by ownline.in or others because of any unauthorized use of your ownline.in Service account.
You shall not permit any third party to use your Account, and you are fully liable for any losses incurred by a third party on your Account. You shall inform us immediately if you suspect that a third party has got access to your Account, and you shall assist us fully in our investigations into the matter.
You understand funds deposited into your Account do not earn any interest and you must not consider ownline.in as any form of financial or banking institution.
ownline.in reserves the right to end an account, ban a user and keep all funds where that user is reasonably suspected of engaging in fraudulent activities which include, but are not limited to, use of stolen or falsified credit cards or account numbers, chip dumping, forgery, collusion, and submission of data or documents which are forged, stolen or otherwise misappropriated.
16. USER’S RESPONSIBILITIES
1). Each User represents warrants and agrees that (a) you have full power and authority to accept the Terms, to grant the license and authorization and to perform the obligations; (b) you use the Sites and Services for business purposes only; and (c) the address you provide when registering is the principal place of business of your business entity. For this provision, a branch or liaison office will not be considered a separate entity and your principal place of business will be deemed to be that of your head office.
2). User will be required to provide information or material about your entity, business or products/services as part of the registration process on the Sites or your use of any Service or the User account. Each User represents, warrants and agrees that (a) such information and material whether submitted during the registration process or thereafter throughout the continuation of the use of the Sites or Service is true, accurate, current and complete, and (b) you will maintain and promptly amend all information and material to keep it true, accurate, current and complete.
3). Upon becoming a User, you consent to the inclusion of the contact information about you in our Buyer Database and authorize ownline.in and our affiliates to share the contact information with other Users or otherwise use your personal information in accordance with the Privacy Policy.
4). You agree not to commit any act of the following prohibited conduct: a. Use the ownline.in Service for any purpose other than to disseminate or receive original or appropriately licensed content and to access the ownline.in Service as such services are offered by ownline.in; b. Delete the copyright or other proprietary rights markings on the ownline.in Service or User Submissions; c. Make unsolicited offers, advertisements, proposals, or send junk mail or spam to other Users of the ownline.in Service. This includes, but is not limited to, unsolicited advertising, promotional materials, or other solicitation material, bulk mailing of commercial advertising, chain mail, informational announcements, charity requests, and petitions for signatures; d. Use the ownline.in Service in violation of any local, state, national, or international law, including, without limitation, laws governing intellectual property and other proprietary rights, and data protection and privacy or post, upload, or distribute any defamatory, libellous, or inaccurate User Submissions or other content; e. Defame, harass, abuse, threaten or defraud Users of the ownline.in Service, or post, upload, or distribute any User Submissions or other content that is unlawful or otherwise inappropriate, or collect, or attempt to collect, personal information about Users or third parties without their consent, or use the content on the ownline.in Service for any commercial use, it being understood that the content available on the ownline.in Service is for personal, non-commercial use only; f. Rent, lease, loan, sell, resell, sublicense, distribute or otherwise transfer the licenses granted in these Terms or any Materials (as defined below); g. Impersonate any person or entity, falsely claim an affiliation with any person or entity, or access the ownline.in Service accounts of others without permission, forge another persons' digital signature, misrepresent the source, identity, or content of information transmitted via the ownline.in Service, or perform any other similar fraudulent activity; h. Hack, remove, circumvent, disable, damage or otherwise interfere with security-related features of the ownline.in Service or User Submissions, features that prevent or restrict use or copying of any content accessible through the ownline.in Service, or features that enforce limitations on the use of the ownline.in Service or User Submissions, or intentionally interfere with or damage operation of the ownline.in Service or any user's enjoyment of them, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code; i. Reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the ownline.in Service or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation; j. Modify, adapt, translate or create derivative works based upon the ownline.in Service or any part thereof, except and only to the extent that such activity is expressly permitted by these Terms or applicable law notwithstanding this limitation; or k. Remove, obscure, block, hide or otherwise alter the display of any advertising (or any parts or aspects thereof), ownline.in brand elements, including logos, trademarks, service marks or other Materials displayed by ownline.in in connection with the ownline.in Service in any manner whatsoever, regardless of your use of the embedding functionality of the ownline.in Service to display authorized content on your or other third party sites.
17. BREACHES BY USERS
1). ownline.in reserves the right in our sole discretion to remove, modify or reject any User Content that you submit to, post or display on the Sites which we reasonably believe is unlawful, violates the Terms, could subject ownline.in or our affiliates to liability, or is otherwise found inappropriate in ownline.in opinion.
2). If any User breaches any Terms or if ownline.in has reasonable grounds to believe that any User is in breach of any the Terms, ownline.in shall have the right to impose a penalty against the User or suspend or terminate the User’s account or subscription of any Service without any liability to the User. ownline.in shall also have the right to restrict, refuse or ban any and all current or future use of any other Service that may be provided by ownline.in. The penalties that ownline.in may impose include, among others, warning, removing any product listing or other User Content that the User has submitted, posted or displayed, imposing restrictions on the number of product listings that the User may post or display, or imposing restrictions on the User’s use of any features or functions of any Service for such period as ownline.in may consider appropriate in our sole discretion
3). Without limiting the generality of the provisions of the Terms, a User would be considered as being in breach of the Terms in any of the following circumstances: a) upon complaint or claim from any third party, b) ownline.in has reasonable grounds to suspect that such User has used a stolen credit card or other false or misleading information in any transaction with a counterparty, c) ownline.in has reasonable grounds to suspect that any information provided by the User is not current or complete or is untrue, inaccurate, or misleading, or d) ownline.in believes that the User’s actions may cause financial loss or legal liability to ownline.in or our affiliates or any other Users.
4). ownline.in reserves the right to cooperate fully with governmental authorities, private investigators and/or injured third parties in the investigation of any suspected criminal or civil wrongdoing. Further, ownline.in may disclose the User's identity and contact information, if requested by a government or law enforcement body, an injured third party, or as a result of a subpoena or other legal action. ownline.in shall not be liable for damages or results arising from such disclosure, and User agrees not to bring any action or claim against ownline.in for such disclosure.
5). If a User is in breach of the Terms, ownline.in also reserves the right to publish the records of such breach on the Sites. If such breach involves or is reasonably suspected of involving dishonest or fraudulent activities, ownline.in also reserves the right to disclose the records of such breach to our affiliates including without limitation. Such ownline.in affiliates may impose limitation on, suspend or end the User’s use of all or part of the services provided by such affiliates to the User, take other remedial actions, and publish the records about the User’s breach of the Terms on the websites operated by or controlled by such ownline.in affiliates.
6). ownline.in may, at any time and in our reasonable discretion, impose limitations on, suspend or end the User’s use of any Service or the Sites without being liable to the User if ownline.in has received notice that the User is in breach of any agreement or undertaking with any affiliate of ownline.in and such breach involves or is reasonably suspected of involving fraudulent activities. Ownline.in may publish the records of such breach on the Sites. Ownline.in shall not investigate such breach or request confirmation from the User.
7). Each User agrees to indemnify ownline.in, our affiliates, directors, employees, agents and representatives and to hold them harmless, from all damages, losses, claims and liabilities (including legal costs on a full indemnity basis) which may arise from your submission, posting or display of any User Content, from your use of the Sites or Services, or from your breach of the Terms.
18. GENERAL REPRESENTATION AND WARRANTY
You represent and warrant that (i) your use of the Website will be in strict accordance with the ownline.in Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.
This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and ownline.in. By using the Information on ownline.in, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. ownline.in does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, ownline.in or other of the purchase or sale of securities.
19. INDEMNIFICATION
You agree to indemnify ownline.in its affiliated companies, contractors, employees, agents and its third-party suppliers, licensors, and partners from any claims, losses, damages, liabilities, including legal fees and expenses, arising out of your use or misuse of the ownline.in Service, any violation by you of these Terms, or any breach of the representations, warranties, and covenants made by you in these Terms. ownline.in reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify ownline.in and you agree to cooperate with ownline.in's defence of these claims. Upon notice of any impending claim, action or proceeding, ownline.in will use reasonable efforts to notify of any indemnification obligation.
20. DISCLAIMER OF WARRANTIES
ownline.in and its affiliates, partners, licensors and suppliers disclaim all warranties, statutory, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. No advice or information, whether oral or written, obtained by you from ownline.in or through the ownline.in service will create any warranty not expressly stated in these terms. You expressly acknowledge that this disclaimer includes ownline.in's officers, directors, employees, shareholders, agents, licensors and subcontractors. You expressly agree that the use of the ownline.in service is at your sole risk. The ownline.in service and any data, information, third-party software, user submissions, linked sites, products, services, or applications made available in conjunction with or through the ownline.in service are provided on an “as is” and “as available”, “with all faults” basis and without warranties or representations of any kind either express or implied. ownline.in its suppliers, licensors, affiliates, and partners do not warrant that the data, user submissions, or any other products, services or applications offered on or through the ownline.in service or any linked sites will be uninterrupted, or free of errors, viruses or other harmful components and do not warrant that any of the foregoing will be corrected. ownline.in its suppliers, licensors, affiliates, and partners do not warrant or make any representations regarding the use or the results of the use of the ownline.in service or any linked sites in terms of correctness, accuracy, reliability, or otherwise. You understand and agree that you use, access, download, or otherwise obtain information, materials, or data through the ownline.in service or any linked sites at your own discretion and risk and that you will be solely responsible for any damage to your property (including your computer system) or loss of data that results from the download or use of such material or data.
21. LIMITATION OF LIABILITY AND DAMAGES
a. Under no circumstances, including negligence, will ownline.in or its affiliates, contractors, employees, agents, or third-party partners, licensors, or suppliers be liable for any special, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation lost business, lost revenues or loss of expected profits or any other pecuniary or non-pecuniary loss or damage of any nature) arising out of or relating to these terms or that result from your use or your inability to use ownline.in service or any linked sites, or any other interactions with ownline.in or other ownline.in service users, even if ownline.in or an ownline.in authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In such cases, ownline.in will limit liability to the fullest extent permitted by applicable law. In no event will ownline.in or its affiliates, contractors, employees, agents, or third-party partners, licensors, or suppliers total liability to you for all damages, losses, and causes of action arising out of or relating to these terms or your use of the ownline.in service or your interactions with ownline.in or other ownline.in service users (whether in contract, tort including negligence, warranty, or otherwise), exceed the amount paid by you for accessing the ownline.in service during the twelve (12) months immediately preceding the date of the claim or one hundred rupees, whichever is greater. These limitations of liability also apply regarding damages incurred by you by any products or services sold or provided on any linked sites or otherwise by third parties other than ownline.in and received through or advertised on the ownline.in service or received through any linked sites. b. You acknowledge and agree that ownline.in has offered its products and services, set its prices, and entered these terms in reliance upon the warranty disclaimers and the limitations of liability set forth in these terms, that the warranty disclaimers and the limitations of liability set forth in these terms reflect a reasonable and fair allocation of risk between you and ownline.in and that the warranty disclaimers and the limitations of liability set forth in these terms form an essential basis of the bargain between you and ownline.in. ownline.in could not provide the ownline.in service to you on an economically reasonable basis without these limitations. C. Certain jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If you in such a jurisdiction, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights. The limitations or exclusions of warranties, remedies or liability in these terms apply to you to the fullest extent such limitations or exclusions are permitted under the laws of the jurisdiction where you are located. d. Any material downloaded or otherwise got through the Sites is done at each User's sole discretion and risk and each User is solely responsible for any damage to ownline.in computer system or loss of data that may result from the download of any such material. No advice or information, whether oral or written, got by any User from ownline.in or through or from the Sites shall create any warranty not expressly stated herein. e. The Sites may make available to User services or products provided by independent third parties. We make no warranty or representation with regard to such services or products. In no event, shall ownline.in and our affiliates be held liable for any such services or products. f. Each User hereby agrees to indemnify and save ownline.in, our affiliates, directors, officers and employees harmless, from any and all losses, claims, liabilities (including legal costs on a full indemnity basis) which may arise from such User's use of the Sites or Services (including but not limited to the display of such User's information on the Sites) or from your breach of any of the terms and conditions of the Terms. Each User hereby further agrees to indemnify and save ownline.in, our affiliates, directors, officers and employees harmless, from any and all losses, damages, liabilities, claims (including legal costs on a full indemnity basis) which may arise from User's breach of any representations and warranties made by User to ownline.in
22. DISPUTES
Should there be any claim or dispute arising from a past or current transaction, please Contact Us. If ownline.in is unable to settle the dispute, ownline.in will refer the dispute to an arbitrator whose decision will be final (save regarding any manifest error) subject to full representation given to all parties involved. We cannot provide you with any legal advice as to the legality in your jurisdiction, nor can we accept any liability whatsoever for any punishment imposed upon you by any relevant authority as a consequence of the illegal use of the Site. We request that you take your own steps to ascertain the legality or otherwise in the jurisdiction in which you are situated prior to attempting to access and use our Site. You must not apply for or open an Account if you are located in a jurisdiction in which applying for or opening an Account and/or using our Services is unlawful or contrary to any applicable regulation (“Prohibited Jurisdiction”). It is your responsibility to ensure that this is not the case. We reserve the right to immediately suspend your Account if we discover that your Account has been opened, or is being used, from a Prohibited Jurisdiction” By accepting these Terms and Conditions and/or making use (whether authorized or not) of the Services offered by ownline.in (whether through the Website or otherwise), you irrevocably agree that the “LCIA” shall have exclusive jurisdiction to settle any dispute which may arise out of or in connection with these Terms and Conditions. Notwithstanding the foregoing, ownline.in shall be entitled to bring a claim against a customer in the court of the customer's country of domicile.
23. FRAUD AND ANTI-MONEY LAUNDERING
Strict fraud anti-money laundering regulations require that we address suspected money laundering and fraudulent activity or transactions that may take place through our business. In order to prevent this illegal activity from taking place, we have a number of policies and procedures that our staff complies with in order to allow any suspicious activity to be brought to our attention and dealt with in a legal and compliant manner. We are by law required to report suspicious activity to the relevant authorities, if we know or suspect, or have reason to suspect that any of your transactions, amongst other actions:
- Involve funds derived from illegal activities
- Are intended to conceal funds from illegal activities, or
- Involve the use of ownline.in to facilitate criminal activity. Users are strictly prohibited from utilizing ownline.in and it systems to facilitate any type of illegal money transfer system. You are prohibited from using the Website for any unlawful or fraudulent activity or prohibited transaction (including money laundering) under the laws of any jurisdiction that applies to You. If ownline.in has a suspicion that You may be engaging in or have engaged in fraudulent, unlawful or improper activity, including, without limitation;
- Money laundering activities
- Fraudulent registrations with third party details and/or payment methods In such cases where we know or suspect that you are in breach of our terms and any breach of anti-money laundering and anti-fraud/crime regulations, we may, at our sole discretion terminate or block your account in such circumstances; ownline.in is under no obligation to refund You any funds that may be in Your account. In addition, ownline.in shall be entitled to inform relevant authorities, and banks, credit card companies, electronic payment providers or other financial institutions of Your identity and of any suspected unlawful, fraudulent or improper activity and will cooperate fully with the Company to investigate any such activity. ownline.in accepts no liability under any circumstances for any loss you or any other person may incur as a result of unlawful, fraudulent or improper activity that puts you in breach of this section. In exercising our rights under this clause, we will ensure that our investigations are completed in a way that is fair to you and to our Users in general You shall indemnify and shall be liable to pay us, on demand, all costs, charges or losses sustained or incurred by us (including any direct, indirect or consequential losses, loss of profit and loss of reputation) arising directly or indirectly from your fraud, dishonesty or criminal actions.
24. NO PARTNERSHIP, AGENCY, ETC
Nothing in the Terms of Use shall be understood as creating any agency, partnership or any other form of joint enterprise between you and us. h326. FORCE MAJEURE Under no circumstances shall ownline.in be held liable for any delay or failure or disruption of the content or services delivered through the Sites resulting directly or indirectly from acts of nature, forces or causes beyond our reasonable control, including without limitation, Internet failures, computer, telecommunications or any other equipment failures, electrical power failures, strikes, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, flood, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals or non-performance of third parties.
25. INTELLECTUAL PROPERTY RIGHTS
1) ownline.in is the sole owner or lawful licensee of all the rights and interests in the Sites and the Site Content. The Sites and Site Content embody trade secrets and other intellectual property rights protected under worldwide copyright and other laws. All title, ownership and intellectual property rights in the Sites and Site Content shall remain with ownline.in, our affiliates or licensors of the Site Content. All rights not otherwise claimed under the Terms or by ownline.in are hereby reserved.
2) "Ownline ", "ownline.in", and related icons and logos are registered trademarks or trademarks or service marks of ownline.in, and related icons and logos are registered trademarks or trademarks or service marks of ownline.in, in various jurisdictions and are protected under applicable copyright, trademark and other proprietary rights laws. The unauthorized copying, modification, use or publication of these marks is prohibited.
3) ownline.in may have independent third parties involved in the provision of the Services (e.g., the authentication and verification service providers). You may not use any trademark, service mark or logo of such independent third parties without prior written approval from such parties.
26. NOTICES
1) All legal notices or demands to or upon ownline.in shall be made in writing and sent to ownline.in personally, by courier, certified mail, or facsimile to the following entity and address:
Attn: Legal Department - ownline.in
Ownline Limited
#74, 3rd Floor,
Mass Complex,
15th Cross Road,
JP Nagar 3rd Phase,
Bangalore – 560078
The notices shall be effective when they are received by ownline.in, in any of the above-mentioned manner.
2) All legal notices or demands to or upon a User shall be effective if either delivered personally, sent by courier, certified mail, by facsimile or email to the last-known correspondence, fax or email address provided by the User to ownline.in, or by posting such notice or demand on an area of the Sites that is publicly accessible without a charge. Notice to a User shall be deemed to be received by such User if and when: a. ownline.in is able to demonstrate that communication, whether in physical or electronic form, has been sent to such User, or b. Immediately upon, ownline.in posted such notice on an area of the Sites that is publicly accessible without charge.
3) You agree that all agreements, notices, demands, disclosures and other communications that ownline.in sends to you electronically satisfy the legal requirement that such communication should be in writing.
27. GENERAL PROVISIONS
1) Subject to any Additional Agreements, the Terms constitute the entire agreement between you and ownline.in with respect to and governs your use of the Sites and Services, superseding any prior written or oral agreements in relation to the same subject matter herein.
2) ownline.in and you are independent contractors, and no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship is intended or created by the Terms.
3) If any provision of the Terms is held to be invalid or unenforceable, such provision shall be deleted and the remaining provisions shall remain valid and be enforced.
4) Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.
5) If ownline.in failure to enforce any right or failure to act with respect to any breach by you under the Terms will not constitute a waiver of that right nor a waiver of Ownline.in right to act with respect to subsequent or similar breaches.
6) ownline.in shall have the right to assign the Terms (including all our rights, titles, benefits, interests, and obligations and duties in the Terms to any person or entity (including any affiliates of ownline.in). You may not assign, in whole or part, the Terms to any person or entity.